0718 423 941 info@ramcogroupsacco.co.ke KCB Building, 6th Floor, Garage Road, Industrial Area, Nairobi
Member Portal FAQs

Become a Member

Membership is now open to individuals beyond the Ramco Group of companies.

Who Can Join

Membership requirements

Membership is open to individuals who meet the SACCO's membership requirements and are willing to abide by the Society's by-laws and policies.

What You'll Need

  • Copy of ID / Passport

    A valid national ID or passport copy.

  • KRA PIN Certificate

    A copy of your current KRA PIN certificate.

  • Passport Photo

    A recent passport-size photo.

  • Completed Membership Form

    A duly filled membership application form.

Cost to Join

Registration Fee
Kes 1,000 (non-refundable)
Minimum Share Capital
Kes 20,000 (non-refundable)
Share Payment Term
Paid over 10 months
Minimum Shares
200 shares (Kes 100 each)

Why Join RAMCO Group SACCO?

Members enjoy access to affordable loans, competitive returns on savings, financial growth opportunities, and the chance to participate in the ownership and governance of the SACCO.

Getting Started

How to join the SACCO

1

Gather your documents

Prepare your ID/Passport copy, KRA PIN certificate and a passport photo.

2

Complete the membership form

Download and fill out the official membership application form, or collect one at our office.

3

Pay registration fee & share capital

Submit the Kes 1,000 registration fee and begin contributing toward the Kes 20,000 minimum share capital (payable over 10 months).

4

Start saving

Begin your monthly Savings/Deposits contributions (minimum Kes 3,500) to build your loan eligibility.

5

You're a member!

Enjoy access to affordable credit, annual dividends, and a say in how the Society is run.

Leaving Your Employer?

You can continue your membership by making contributions directly to the SACCO - you don't have to exit when you change jobs.

Withdrawing Membership

Submit a written notice - 60 days' notice is required, during which all guarantors must be replaced and outstanding loans cleared.

Rejoining Later

Former members may reapply for membership, subject to the SACCO's prevailing membership requirements at the time.

Have questions before you join?

Check our frequently asked questions, or download the membership form to get started right away.