0718 423 941 info@ramcogroupsacco.co.ke KCB Building, 6th Floor, Garage Road, Industrial Area, Nairobi
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Ramco Group Non-WDT SACCO Society Ltd

Savings and Credit build around our members

RAMCO Group SACCO has helped members from 24 Ramco Group companies build wealth and access affordable credit since 1985.

Together For Prosperity
Savings & Share Capital

Save consistently and qualify for better loans

Grow your Share Capital, Savings/Deposits and Christmas Savings - each earning interest or dividends at the end of the financial year.

Together For Prosperity
Loans & Membership

Flexible loans built to support your goals

From school fees to development projects - long-term and short-term loans, guarantor-secured and member-focused. Membership is now open beyond the Ramco Group.

Together For Prosperity

Join Us

Achieve your financial goals; choose financial freedom, invest with us.

Invest & Save

Save the smart way: choose the right savings plan for your future.

Borrow

Take advantage of our wide range of loan products and portfolio options.

Learn About Us

Discover our story, values and how we serve our members.

Mother and daughter building a savings habit together
Trusted By Members
Since 1985
About Us

Growing Together, Since 1985

RAMCO Group SACCO was incorporated in 1985 with a handful of staff from RAMCO Group of companies as founding members. We are a regulated, non-deposit-taking Society offering Back Office Service Activity (BOSA) products to our membership - drawn from 24 Ramco Group companies, and now open beyond the Group.

SASRA Regulated
Member-Owned
24 Group Companies
Established 1985
More About Us
What We Offer

Savings and loan products

Why Choose Us

Our values guide every decision - RAMCO

  • Respect

    Members treated with dignity, fairness and equality regardless of financial status.

  • Accessibility

    Services easy to reach and use - physical office, mobile and digital platforms.

  • Member Empowerment

    Financial education, products and services to improve members' livelihoods.

  • Customer Focus

    All resources focused on meeting member needs with excellent service delivery.

  • Ownership

    Members are owners who participate in decision-making and share in our success.

  • Our Vision

    Building membership prosperity through financial inclusion.

    Our Mission

    To transform our members' lives through financial inclusion, innovation and sustainable growth for prosperity.

    Ready to start your journey with RAMCO Group SACCO?

    Join a community of savers building financial security together. Membership is now open beyond the Ramco Group of companies.

    Our Partners

    Co-operative Bank CIC Insurance KUSCCO Ltd Safaricom Novahost
    Resources

    Everything you need, ready to download

    Get our official brochure and loan application forms - no login required.